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More personal injury claims going to court despite higher legal cost

Just 14pc of personal injury cases went to PIAB over the five-year period

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Mark Cassidy, director of economics at the Central Bank, compiled the report

Mark Cassidy, director of economics at the Central Bank, compiled the report

Mark Cassidy, director of economics at the Central Bank, compiled the report

The proportion of personal injury claims being taken to court increased significantly between 2015 and 2020, leading to higher settlement costs and more expensive insurance premiums for customers, according to the annual report of the National Claims Information Database (NCID).

Cases taken to court went from 52pc of the total in 2015 to 65pc in 2020 as claimants largely shunned the Personal Injuries Assessment Board (PIAB), indicating Government policy to encourage cheaper settlements through the State body made no impact during the period.


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