Saturday 1 October 2016

Making the big move

Published 16/03/2016 | 07:56

Moving home
Moving home

All the paperwork has been processed and the date is set for closing the deal and collecting your keys to your new home…

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Moving into your first home is exciting but there’s still some work to be done beforehand. Follow this handy guide to ensure your move is as stress-free and smooth as possible

EIGHT TO SIX WEEKS BEFORE

The excitement of owning your own home comes with a desire to buy new furniture and décor to make it the dream house you’ve always wanted. Create an interior design wish list to help you decide how you would like your home to look and what items of furniture you need to buy with your savings.

If you already have furniture in your current residence and are considering hiring a removals company, it may be a good idea to reach out a few weeks in advance. Tour your new home to get an idea of storage space to determine whether to keep or sell an item. Moving costs are based on weight, so it is important to keep in mind that the cost of moving something may be greater than the cost of replacing it.

Although packing may be a few weeks away, you can never be prepared too early. Gather any boxes or containers you could use on moving day and set a weekly goal of when you want to clear out certain areas of a room, to ensure everything is packed up and ready to go on moving day.

FOUR WEEKS BEFORE

If you haven’t gotten yourself into a packing routine yet, now is the time. When packing, make sure to label each box. This will not only make the unpacking process easier, but if there is something you are looking for within the next four weeks, you won’t need to go rooting through each box to find it!

You’ll most likely have a number of important documents that you won’t want to go missing during the move so use a small filing box to store away things such as real estate documents, your medical records, driver’s licence, passport or financial documents. When you move home, it is also important to contact your insurance provider to ensure you are covered during the duration of your move.

TWO WEEKS BEFORE

If you have a young child or a pet, make sure you have thought about how to accommodate them on moving day. It may be useful to ask a family member or a friend to help out, so that you can focus entirely on the move without the added task of trying to keep a child entertained – or a dog for that matter.

If you’re renting, check that you have informed your gas, electricity, broadband and oil suppliers. It is also best to change your address as early as possible so you don’t have to rely on the new tenants of your old home to forward your mail. Notify the post office and any other relevant businesses. Don’t forget to also give your new address to the important people in your life, your friends and family – they’ll need it for the house-warming party.

THREE DAYS BEFORE

If you have hired a removals company, check in to ensure they have the correct directions and date of moving or if you’re moving everything yourself, ensure you have bubble wrap for fragile items and sealing tape for all boxes.

Now is the time to get your ‘first night box’ organised, which is essential to a successful move. This should contain a change of clothing, a toothbrush, basic toiletries, a pair of pajamas and toilet paper. It makes such a difference to have all the night essentials in one place to avoid any frantic searching through boxes - instead you can enjoy a relaxing first night in your new home.

Defrost the freezer, empty the fridge and decide what food you want to bring with you. If you’re planning on doing a food shop later in the week, then just make sure you have the essentials to begin with – milk, bread, cereal, tea bags and a packet of biscuits to accompany your cup of tea.

IT’S MOVING DAY!

At last, the time has finally come for you to pick up your keys. Get a good night’s rest and eat a nutritious breakfast ahead of the day. Check that all cupboards or wardrobes have been emptied – don’t forget to search under the bed for anything that may have been overlooked. Take a quick tour of the house to reassure yourself that all cables or electronics have been plugged out before you leave.

Keep a copy of the inventory sheet that the removals company gives you until all your possessions are delivered and unpacked and the charges have been paid. If you and a partner are doing any heavy lifting, recruit some friends to help out – you don’t want to experience a painful first night in your new home.

 

 

We hope that you have found the series informative and helpful. We know that having the right information to hand is key when buying your new home but so is value!

Eddie Dillon, Director of Products from KBC, says “Month to month value is clearly the most important factor for first time buyers; they want to know that they are getting the best possible rate and that this value for money will continue throughout the lifetime of the mortgage.”

KBC offers a “no gimmicks” approach to first time buyers. Choosing KBC means lower monthly outgoings and significant savings over the lifetime of a mortgage. An average mortgage holder could save €19,671* over the full life of a mortgage with KBC compared to others in the market.

*This is based on a mortgage of €250,000 over a 30-year term, the savings taking a KBC Current Account discounted rate of 3.65% v a market average of 4.03% (the average is based on AIB, Haven, EBS, BOI, PTSB & UB 80-90% variable rates). Lending criteria, terms and conditions apply. Security and insurance are required. KBC Bank Ireland plc is regulated by the Central Bank of Ireland.

 

 

Sponsored by: KBC

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