Did banks gauge borrowers' ability to repay?
* Does anyone know, or has any politician asked, what exactly were the borrowing requirements set out by the banks during the so-called Celtic Tiger? What were the ratio guidelines set down by the banks themselves?
Was it two-and-a-half times the first wage and one-and-a-half times the second wage of couples borrowing, and so on?
Once this important information is obtained, each case should be examined to ascertain if the banks breached their own guidelines on lending.