News Letters

Sunday 4 December 2016

Childcare costs are tipping working families into poverty

Published 02/10/2015 | 02:30

'Our monthly childcare costs are almost a third greater than our mortgage' (picture posed)
'Our monthly childcare costs are almost a third greater than our mortgage' (picture posed)

My wife and I are blessed with two happy, healthy children under three, two secure public service jobs, a home to call our own and a reasonable mortgage. By most definitions, we are a middle-class, middle-income family.

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Except that we are not. The cost of childcare has pushed us towards accepted definitions of poverty.

We don't have family living nearby towards can help with childcare during working hours, and we send the children to an average/lower-priced crèche. Both of us have cut our working hours and now we each work four days a week, and so the children are in crèche for just three days. The costs still comes in at almost a third greater than our mortgage. Odd as it may seem, by working less, we turn a small profit of about €20 a month.

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