Comment: Scrambling for cover as storm erupts
THE old and perhaps unfair caricature of insurance companies as people who provide umbrellas only for fine days does come to mind.
But after the worst ever winter since records were first kept, we know that flood and storm insurance are going to become one of the big issues of our time.
A trade estimate of 50,000 houses being denied flood cover dates from March 2013 and suggests that up to a quarter of a million people are affected. Those numbers can only have increased in the intervening 12 months. And it's worth keeping in mind that these are people prepared to pay their own way and rely on their own efforts to resolve their own problems.