'Pick and mix' insurance is not without its risks
Published 22/04/2014 | 02:30
The days of health insurance policies that cover all procedures, in all hospitals, are coming to an end.
These traditional types of "comprehensive" health policies have become too expensive to provide and are certainly getting too expensive for most families to afford.
In a desperate bid to stop families ditching their cover, insurers have had to be inventive. But the downside to this innovation is that less is covered.