Rate 'trap' denies us a functioning housing market 

GOT a tracker? Stay put, don't move, even if you need to relocate.

Banks that were once too generous are now being overly cautious 

WHEN it comes to mortgages, we seem to like extremes in this country.

May gift for tracker holders, Mayday for variables 

TRACKER mortgage holders have been given a May gift. But when it comes to variable rate mortgage holders and savers it is more a case of Mayday – the internationally recognised distress signal.

Latest wheeze to extract more money is almost certain to backfire 

Charlie Weston

WHY bother paying for health insurance? That will be the reaction of many people.

Bankers bearing gifts should be treated with scepticism 

BEWARE of bankers bearing gifts.