We know who is to blame so maybe let's just move on
Today is a day few thought we would ever see - and it is a day that will live short in the memory. The final report of the Banking Inquiry is going to be a bit like the school report for the parents who hope their child is good at sports because they know they won't be going to college.
Just over 400 hours of testimony have been squeezed into a similar number of pages that will tell us where it all went wrong.
Of course most ordinary people have long figured out where it all went wrong.