Friday 9 December 2016

Duty done, mortgage paid, now I'm scared

Published 01/12/2012 | 17:00

Derek Davis wonders if the benefits of years of prudence will disappear in next week's Budget

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UNLIKE most politicians, I readily admit that figures aren't my strong suit, so I live very cautiously. It took me nearly 40 years to live mortgage-free, and in that time I lived well but not wildly. I never bought a new car or a holiday home, no investment property either.

A credit union loan helped me buy a little boat, and an old-style defined-benefit pension means I can still pay my bills as long as I continue to exercise prudence.

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