Donal Buckley: The property dilemma -- to sit tight or cut your losses?
It's a dilemma hitting thousands -- especially young couples living in apartments. What do they do -- sell now or hold on?
Many of them were frightened on to the bottom rung of the property ladder and now find themselves in a home which is too small for their needs.
They are asking themselves if they should take the hit on negative equity, and buy a house which can accommodate a growing family.