Such is the exorbitant cost of motor insurance for young, first-time drivers, particularly men, many of them will opt to insure a car on their parents' policy.
Not John O'Rourke (18), from Santry, Co Dublin. "I wanted to get insurance in my own name as I wanted to start earning my own no claims bonus, which will make my insurance cheaper each year."
When he set about getting insurance for learning to drive in his 1.0 litre-engined Citroen Saxo, he approached six companies for a quote, but only two gave him one. "The other four companies wouldn't quote for me because of my age," he said.
Of the two companies that did quote, one quoted him €2,500, while the other, brokers First Ireland, quoted €1,876.
Quite a saving, but part of the reason for the lower price was a discount for drivers who complete their course of driving lessons with a First Ireland-insured driving instructor.
The discount package, called DRIVEFirst, includes a one-year introductory no claims discount -- without needing any prior driving experience -- and up to 20pc off standard policy rates.
The cost of John's insurance with First Ireland without the DRIVEFirst package would have been €2749.16, a saving of €873.16. He got a present of two driving lessons and bought 10 lessons for €250.