Anita Arkins says annual membership of a GP scheme has saved her family hundreds of euro and removed the financial stress from deciding whether they should go to the doctor.
Her elder daughter Mia is two, but has been repeatedly sick since she went to a creche.
So when baby Leila, who is now five months old, was on the way, Anita and her husband decided to join the GP Now clinic in Swords.
They paid €360 for the year but said it's already more than paid for itself.
Membership had covered a visit plus blood test for her husband, Trevor, which would have normally cost over €100; while Mia needed to attend 12 times since they joined last November.
On one occasion Mia had to be referred to Temple Street, showing how difficult it is to tell with small children whether something is minor or more serious.
And getting the referral letter to the hospital from the GP meant she didn't have to pay the €100 outpatient fee, which was another saving.
Anita said her previous GP had been excellent but the €58 fee made it too expensive. "I love this for the peace of mind it gives you, because you don't have to think twice if you're at all worried," she said.
The only disadvantage she saw to the GP Now set-up was that she had seen different doctors on many visits, meaning you don't build up a relationship with one – though she added that all had been very good.