Happiness upgrade... Stop saying "I can't afford it"
It's a phrase I use every day but according to money gurus, every time you say the words "I can't afford it", you're telling yourself that you are poor and keeping yourself in 'victim mode' - ie you're making it seem like you are powerless
Kate Northrup, author of Money: A Love Story, says that when we use this phrase, what we are actually saying is "I don't want it badly enough to do what I would need to do to get it", or "I'm choosing not to spend my money on that right now", or "I don't think I deserve it". So what are you really saying when you say you can't afford it? Do you really mean I don't want to do the extra work, or sacrifice other treats, in order to buy a new car? If so, that's fine. At least you know - and it's you making the decision. For many of us, it's better to say something like, "Friday night out sounds good, but my priority is saving for a deposit for a house right now". That puts you in control.
And what if you have the money but don't think you deserve a new jumper or iPhone. Why not? Is it time you were a bit nicer to yourself?
* Marianne Power is the author of helpmeblog.net