Mother and her children put out of her home for second time
Published 01/12/2015 | 02:30
A bank will put a Dublin mother and her children on the street just before Christmas, the second time they will be evicted this year.
Linda O'Hora was evicted from her home at 8 Willow Wood Park, Clonsilla, Hartstown, by the County Sheriff only last month - but unlawfully went back in again, the Circuit Civil Court was told.
Ulster Bank Ireland Limited yesterday obtained a new court order authorising the sheriff to put her out again.
The bank told the court she had unlawfully re-entered the house and was currently there with her children.
Barrister John E Donnelly told Judge Jacqueline Linnane that the bank had sought possession of the property in December 2012. Ms O'Hora had never engaged with the lender or its solicitors and had not attended court, he said.
Mr Donnelly, who appeared with Hugh J Ward, solicitors for the bank, said that in February, Judge Susan Ryan had granted Ulster Bank a possession order in Ms O'Hora's absence - but had given her a stay of execution until the end of August last.
Counsel said that on the original loan of €242,000, there was an outstanding balance of €235,673, which included arrears of €55,462. The first default had occurred in May 2007 and the last payment towards the mortgage, apart from a payment this month of €900, had been made in April 2013.
Ms O'Hora said that in the past she had been unable to afford her mortgage repayments but recently her job situation had improved and she could make the repayments.
"I can do this. I know I can do this. I am in a better situation in my job and the money is better," she pleaded with the court.
Judge Linnane said the possession proceedings had commenced a full three years ago. The court granted the orders sought by the bank on which it can act without further notice to Ms O'Hora.