Launching a home improvement project will yield a bigger return on your investment. Upgrading a kitchen or bathroom will be inconvenient in the short term, but will pay off handsomely. It's never easy dealing with lack of running water, dust and noise, but all this upheaval is temporary. If you don't own your place, think about putting a deposit on one. A lending institution could give you generous terms on a loan. Be willing to demand a lower interest rate.
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