Business

Sunday 23 July 2017

Pet Insurance Bread Current account interest Gas Bouncing cheques

Do they send cats to the Blackrock Clinic? They certainly should with the prices vets are charging. Some form of insurance can help to pay the bonkers veterinary fees. Or you could try feeding it a bit of grass. Cover for a one-year-old pedigree pussy cat. There's an extra bit of value as Petinsurance.ie is offering 10 per cent off today.

Best: Petinsurance.ie €62.10

Avoid: Argos Silver €101.69

Saving: €39.59

contact: www.PetInsurance.ie or 0818 286 454

Bread

How mad is this? Brennans bread and Irish Pride are more than three times the cost of a similar sized 800g sliced pan in Lidl. Is this a race to the bottom as a bread price war breaks out. Good news for consumers, bad news for bakers.

Best: Connell Bakery sliced pan (Lidl) €0.45

Avoid: Brennans/Irish Pride €1.45

Saving: €1

contact: www.lidl.ie or local stores

Current account interest

Remember Halifax used to offer potential customers a stonking 10 per cent in interest on money in their current accounts? You'd be lucky to get a smile from your bank nowadays. And this will get worse as loads of crazy new fees are almost certainly coming down the track. But some banks are still so desperate for money that they are still paying interest on current accounts. On a balance of €1,000.

Best: NIB Easy Plus/AIB high interest account 1 per cent

Avoid: Permo, BOI, Ulster Bank, 0 per cent

Saving: €10 per year

contact: local branches

Gas

These are supposedly the good times for gas and electricity customers as competition drives prices down. True enough -- but for how long? Airtricity is offering a 20 per cent discount to Bord Gais customers, for a year, subject to a stack of terms and conditions, including switching your electricity supply, paperless bills, direct debits and so on. It's a fixed-term contract too with a €100 fee if you switch to someone else before the term ends. For a €1,000 annual gas bill.

Best: Airtricity €800

Avoid: Bord Gais

Saving: €200

contact: www.airtricity.com or 1850 81 81 10

Bouncing cheques

They don't actually bounce you know. Cheques just float gently to the ground and stay there. Despite that, the bank will make your eyes bleed by charging you a big fat penalty if your cheque is returned.

Best: NIB/Permo and AIB €10

Avoid: Ulster and Bank of Ireland €12.70

Saving: €2.70

contact: local branches

Please contact Nick at nwebb@independent.ie with any brilliant schemes and wheezes

Competition winners The winners of the Samsung Galaxy iPhones are Bernie Wilson, Deirdre Herlihy and George Kinsella

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