Business Personal Finance

Tuesday 21 February 2017

'The difference between providers can be shocking. I generally expect to save between 10-15pc by shopping around'

Ciara Treacy

Published 09/01/2016 | 02:30

Full-time working mother-of-two Sharon Tighe says reading reviews and non-stop shopping helps her get the best deal on her home insurance. Photo: Getty
Full-time working mother-of-two Sharon Tighe says reading reviews and non-stop shopping helps her get the best deal on her home insurance. Photo: Getty

Full-time working mother-of-two Sharon Tighe from Boyle, Co Roscommon, says reading reviews and non-stop shopping helps her get the best deal on her home insurance.

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"In recent years, we have seen the value of our home decrease but the value of our contents has increased slightly," she said.

"My home is worth less than half what I purchased it for in July 2004, and our mortgage is quite substantial.

"We do not pay for accidental damage to buildings or contents and have a standard excess of €500 to keep our quote low.

"We're quite a techie family, with a lot of audio visual and computer equipment, so we have accidental cover on these."

Shopping around can be tricky, according to Ms Tighe, with different add-ons to compare.

"The difference between providers can be shocking. I expect to save between 10-15pc by shopping around.

"Most of the time, I will ask the provider to price-match, rather than having to switch.

"Car insurance is the only one where we shop with a local broker because they will always match what we got online. It's less variable than home insurance."

Ms Tighe, who is in her thirties, works as a Community and Events Manager for parenting website eumom.ie and finds that the mothers she deals with are savvy about insurance.

"I think it's really important to set a good example at home and that children are introduced gradually to the concepts of saving and money management.

"Like many moms I know, I shop around and read reviews constantly when deciding which services and utility companies to use."

Irish Independent

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