http://www.independent.ie/business/personal-finance/ http://www.independent.ie/business/personal-finance/property-mortgages/highest-auction-price-of-year-as-home-in-need-of-repair-fetches-29m-29289725.html http://www.independent.ie/business/personal-finance/property-mortgages/highest-auction-price-of-year-as-home-in-need-of-repair-fetches-29m-29289725.html A house in need of updating has been sold for €2.9m – or €400,000 over its guide price. Property & Mortgages Thu, 23 May 2013 04:00:02 +0100 http://www.independent.ie/business/personal-finance/property-mortgages/now-aib-ready-to-let-movers-keep-their-trackers-29289720.html http://www.independent.ie/business/personal-finance/property-mortgages/now-aib-ready-to-let-movers-keep-their-trackers-29289720.html A THIRD financial institution is considering offering new mortgage deals to existing homeowners who wish to move home while keeping their tracker mortgages. Property & Mortgages Thu, 23 May 2013 04:00:02 +0100 http://www.independent.ie/business/personal-finance/property-mortgages/mortgage-lending-plunges-by-66pc-in-first-quarter-29281932.html http://www.independent.ie/business/personal-finance/property-mortgages/mortgage-lending-plunges-by-66pc-in-first-quarter-29281932.html THE mortgage market slowed dramatically in the first three months of the year. Property & Mortgages Tue, 21 May 2013 04:00:01 +0100 http://www.independent.ie/business/personal-finance/property-mortgages/homeowners-can-move-and-keep-their-tracker-mortgages-29279412.html http://www.independent.ie/business/personal-finance/property-mortgages/homeowners-can-move-and-keep-their-tracker-mortgages-29279412.html Homeowners who want to move house but are afraid of losing their low interest tracker mortgages will be offered a lifeline by two major banks. A tracker is a mortgage linked to the currently low rate set by the European Central Bank. Property & Mortgages Mon, 20 May 2013 04:00:02 +0100 http://www.independent.ie/business/personal-finance/latest-news/customers-taking-out-more-cash-to-beat-charges-29279448.html http://www.independent.ie/business/personal-finance/latest-news/customers-taking-out-more-cash-to-beat-charges-29279448.html SAVVY consumers have found ways to beat the banks. They are withdrawing cash in larger amounts to get around charges being imposed on them to operate day-to-day bank accounts. Latest News Mon, 20 May 2013 04:00:02 +0100 http://www.independent.ie/business/personal-finance/property-mortgages/house-prices-still-falling-but-rise-expected-in-2015-29289722.html http://www.independent.ie/business/personal-finance/property-mortgages/house-prices-still-falling-but-rise-expected-in-2015-29289722.html HOUSE prices will fall this year, but increase modestly by the end of 2015, a new report from the Central Bank predicts. Property & Mortgages Thu, 23 May 2013 04:00:02 +0100 http://www.independent.ie/business/world/ustype-house-auction-scheme-could-free-our-pillar-banks-from-loans-in-less-than-year-29289627.html http://www.independent.ie/business/world/ustype-house-auction-scheme-could-free-our-pillar-banks-from-loans-in-less-than-year-29289627.html How quickly could Ireland's 'pillar banks' be free of troubled home loans? If the experience of the US is a guide, the answer could be less than three years. World Thu, 23 May 2013 04:00:02 +0100 http://www.independent.ie/business/personal-finance/property-mortgages/noonan-making-aib-pass-on-rate-cuts-would-penalise-taxpayers-29285789.html http://www.independent.ie/business/personal-finance/property-mortgages/noonan-making-aib-pass-on-rate-cuts-would-penalise-taxpayers-29285789.html FINANCE Minister Michael Noonan has insisted that he will not ask AIB to pass on interest rate cuts to 70,000 mortgage customers because it would "penalise" taxpayers in general. Property & Mortgages Wed, 22 May 2013 04:00:01 +0100 http://www.independent.ie/business/personal-finance/revealed-the-top-performing-funds-in-the-world-and-the-real-dogs-29277963.html http://www.independent.ie/business/personal-finance/revealed-the-top-performing-funds-in-the-world-and-the-real-dogs-29277963.html IT'S about a year since the Greeks were withdrawing about €800m a day from their banks amid fears that the country could be forced out of the euro. Personal Finance Sun, 19 May 2013 04:00:02 +0100 http://www.independent.ie/business/personal-finance/make-me-richer-good-deals-this-week-29277965.html http://www.independent.ie/business/personal-finance/make-me-richer-good-deals-this-week-29277965.html Usually it's a really dumb idea to get all your services from one company in a bundle. You'll be poorer if you get both gas and electricity from the ESB or Bord Gais. It's usually far cheaper to split everything. But when it comes to telly, broadband and landline deals, it's well worth looking at Sky. We've compared Sky's entry-level broadband, phone and telly package with Eircom's NGB broadband and phone, combined with the cheapest UPC television deal. And the Pierce Brosnan ads haven't got really, really annoying yet. They might soon. Personal Finance Sun, 19 May 2013 04:00:02 +0100 http://www.independent.ie/business/personal-finance/pensions/young-wont-pay-for-pension-but-still-expect-nice-retirement-29274191.html http://www.independent.ie/business/personal-finance/pensions/young-wont-pay-for-pension-but-still-expect-nice-retirement-29274191.html YOUNG people are turned off by pensions, a new survey has found. Pensions Fri, 17 May 2013 04:24:18 +0100 http://www.independent.ie/business/personal-finance/smart-consumer-save-some-of-your-holiday-cash-by-downloading-poolside-reads-29271068.html http://www.independent.ie/business/personal-finance/smart-consumer-save-some-of-your-holiday-cash-by-downloading-poolside-reads-29271068.html Ebooks are, on average, 33pc cheaper than the printed variety, reveals Aideen Sheehan Personal Finance Thu, 16 May 2013 04:00:01 +0100 http://www.independent.ie/business/personal-finance/its-cheaper-online-29271066.html http://www.independent.ie/business/personal-finance/its-cheaper-online-29271066.html Eason Amazon Personal Finance Thu, 16 May 2013 04:00:01 +0100 http://www.independent.ie/business/personal-finance/pensions/pension-contributions-at-risk-under-new-personal-insolvency-debt-deals-29270928.html http://www.independent.ie/business/personal-finance/pensions/pension-contributions-at-risk-under-new-personal-insolvency-debt-deals-29270928.html THE self-employed and workers who fund their own pensions have been warned that their pension contributions are at risk if they seek a debt deal under the new personal insolvency regime. Pensions Thu, 16 May 2013 04:00:01 +0100 http://www.independent.ie/business/personal-finance/latest-news/banks-slash-interest-rates-for-savers-by-40pc-29267381.html http://www.independent.ie/business/personal-finance/latest-news/banks-slash-interest-rates-for-savers-by-40pc-29267381.html THE savings rates paid by banks has been slashed in the past year, a new report seen by the Irish Independent shows. Latest News Wed, 15 May 2013 04:00:02 +0100 http://www.independent.ie/business/personal-finance/latest-news/credit-unions-say-banks-are-bleeding-borrowers-29263804.html http://www.independent.ie/business/personal-finance/latest-news/credit-unions-say-banks-are-bleeding-borrowers-29263804.html THE Irish League of Credit Unions has accused the Central Bank of failing to act in the interests of distressed mortgage holders. Latest News Tue, 14 May 2013 04:00:02 +0100 http://www.independent.ie/business/personal-finance/latest-news/younger-families-are-bearing-the-brunt-of-financial-crisis-29263859.html http://www.independent.ie/business/personal-finance/latest-news/younger-families-are-bearing-the-brunt-of-financial-crisis-29263859.html YOUNG families are bearing the brunt of the financial downturn, new research from a leading think-tank has found. Latest News Tue, 14 May 2013 04:00:02 +0100 http://www.independent.ie/business/personal-finance/latest-news/credit-unions-reject-new-debt-plan-29261370.html http://www.independent.ie/business/personal-finance/latest-news/credit-unions-reject-new-debt-plan-29261370.html THE largest representative body for credit unions in the country is on a collision course with the Central Bank after opposing a new plan for dealing with heavily indebted households. Latest News Mon, 13 May 2013 04:00:02 +0100