36,500 still in arrears of more than two years
The number of mortgage holders more than two years behind in their payments has fallen.
The Central Bank said that there were 36,500 residential mortgage holders who were in arrears for more than two years in the last three months of last year.
It was the second quarter in a row that the two-year arrears figure had fallen.
However, the number of two-year arrears cases is only down 1,400 in the quarter.
The total amount owed on this category of arrears cases has risen by €124m, crossing €2bn for the first time.
Average arrears among this group is up from €51,414 to €56,841 over the last 12 months.
Close to 62,000 home owners are more than three months in arrears on their repayments.
In total, some 121,000 residential mortgage accounts are in some form of arrears.
The data shows that the number of legal proceedings to repossess houses in the fourth quarter of last year fell compared with the same period of 2014.
Some 894 cases were taken in the quarter, down 65pc from a year earlier.
There were 1,961 properties in the possession of banks, while 340 properties were taken into possession during the three-month period.
A total of 120,700 residential mortgages were classified as restructured at end-December.