Thursday 19 October 2017

One in eight parents 'fronting' for car cover

The results come from a survey conducted by AA Car Insurance (Stock picture)
The results come from a survey conducted by AA Car Insurance (Stock picture)
Charlie Weston

Charlie Weston

One in eight parents admit insurance "fronting" - naming themselves as the main driver of a car driven by their children, to reduce premiums.

According to an AA Car Insurance survey of over 3,000 motorists, 4.55pc of parents stated they are currently listed as the main driver on a car mostly used by one of their children.

Meanwhile, a further 9pc of respondents stated they had done so in the past but were no longer listed as the main driver on a son or daughter's car.

"Within the context of rising motor insurance premiums, with younger drivers facing increasing difficulty in getting on the road, it may appear understandable that a parent would lie to an insurer about who the main user of a car is. However, there can be serious consequences," said Conor Faughnan, AA director of consumer affairs.

"What may appear to be a harmless white lie can result in an insurer refusing to pay out in the event of an accident."

Irish Independent

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