Mobile broadband Learner driver insurance Super-duper health cover Mortgage protection Pet insurance Life insurance Whoops, sorry...
Published 07/02/2010 | 05:00
OK, so it sponsors the rugby, the Point and a stack of GAA stuff -- but it's still not very good value. O2's dongley thing is the most expensive deal offered by the major players -- including Meteor, Vodafone and 3. Average monthly cost calculated by callcosts.ie
Best: Imagine Wimax 3mb €14.17
Avoid: O2 Clear 3Mb €21.48
Saving: €87.72 per year
contact www.imagine.ie or call 1890 9299007
Learner driver insurance
Not even Jim Corr could deny the irreversible damage caused by a learner driver to a shiny new clutch. Fully comp cover for a 50-year-old Carlow woman with no points or claims for five years, driving a 2007 Fiat Punto 1.2L worth €9k. Parked off road. Excess €200, and alarmed. And with an 18-year-old female named driver who has had her provisional licence for one year. No claims or points. No cover for death rays. Quotes from www.chromeinsurance.ie
Best: Quinn €813 per year
Avoid: AXA €1,320.00
Saving: €507 a year
contact www.quinn-direct.com or 1890 89 1890
Super-duper health cover
Gold-plated health cover gets you a private room in a top private hospital. All the nurses look like Amy Huberman and you'd almost be safe eating the food. Quinn has a sneaky 3 per cent surcharge if paying monthly (nearly €70 a year in this case). Quotes from www.freetocompare.ie.
Best: Quinn Essential Gold €2,215
Avoid: VHI Plan E €2,832
Only seven months to go until the new Lansdowne Road stadium reopens. Ever wondered how Aviva could spend so much on buying the naming rights? Here's a hint. Have a look at how much it charges for mortgage protection... double the price of the best deal on the market for decreasing cover on €75,000/15-year cover for two 40-year-old non-smokers. Quotes from www.freetocompare.ie.
Best: Zurich Life €10.12 per month
Avoid: Aviva €20
Saving: €118.56 per year
contact www.zurichlife.ie or 01-7992711
Cover for a three-year-old male mongrel in Rathfarnham, Dublin 14. The beast is untagged, and has no health problems. Excess €150. Online insurer www.123.ie has a dirt-cheap accident-only premium of €83.95 -- but doesn't Fido deserve the best?
Best: 123.ie premium €149.92
Avoid: Allianz €157.21
contact www.123.ie or 1890 221123
Chances are that you won't get rubbed out unless you have a big policy. Probably not the best selling point for life cover. A policy worth €400,000 over 20 years for a 45-year- old male smoker. Chill.ie is offering a fairly chunky 60 per cent discount in the first year. Year two isn't quite so pleasant.
Best: Chill.ie €477.75 per year
Avoid: Canada Life €1,554.36
contact www.chill.ie or 1890 30 20 20
Last week's figures for the interest paid on an €80,000 lump sum lodged with Investec, Permo or Ulster were plum bonkers and horribly wrong. Sorry. Sadly, 3.6 per cent is about as good as you'll get.