Tuesday 21 October 2014

Make me Richer with Sarah Stack - Save money everyday

Sarah Stack

Published 01/06/2014 | 02:30

Sligo darts player, Sean McGowan, who has reached his 100th cap for Ireland.
Sligo darts player, Sean McGowan, who has reached his 100th cap for Ireland.

Avoid overpaying on Father's Day gifts and insurance cover.

DARTBOARDS

With Father's Day coming up it's probably time to start thinking about what to get the man who has everything. An Eclipse Pro Bristle Dartboard would definitely be something a bit different than the usual pair of socks or bottle of aftershave. Made to championship quality, it is said to be designed to maximise averages and its ultra-slim segmentation system makes it 30 per cent thinner than normal round wire boards.

Best: €37 Argos

Avoid: €60 The Billiard Company

Save: €23.00

www.argos.ie

PET INSURANCE

Pet insurance for a one-year-old pedigree cat might seem like one expense you don't really need, but thousands out there believe insuring the family pet saves money in the long run. Lots of policies out there; it's definitely worth shopping around.

Best: €69.00 Pet Insurance.ie

Avoid: €98.00 Allianz

Save: €29.00

www.petinsurance.ie

MOBILE PHONE COVER

You know that feeling when your phone slides out of your hand and you just know the screen will be cracked. Maybe you should have taken out that gadget insurance after all. But don't stress. There's plenty of places where you can get your beloved iPhone5 repaired (or there's a cheaper DIY home repair kit if you're brave enough).

Best: €120 Fixiy

Avoid: €141.55 Fonemenders

Save: €21.55

www.fixiy.ie

MORTGAGE PROTECTION

This cover is designed to decrease as your mortgage decreases, but it's still another bill to add to that pile in the hall. Described as the cheapest form of life cover, it clears the balance of a mortgage if the homeowner – or either if a couple – dies during the designated time.

There's a cheerful thought for a Sunday.

A couple looking for cover for their mortgage of €225,000, with 25 years left on it. They are both aged 40 both and neither smoke.

Best: €27.69 Aviva (via Low.ie)

Avoid: €39.12 Irish Life

Save: Almost €11.50 a month / €3,429 over term.

www.low.ie

TRAVEL INSURANCE

Backpacking is one of the best experiences ever, but you have to get yourself covered in case anything goes wrong. So what's long-stay travel insurance for one year in Australia?

Best: €149 Backpackertravelinsurance.ie

Avoid: €270 AIB

Save: 121

www.backpackertravelinsurance.ie

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