Friday 26 December 2014

Make Me Richer: Helping you save on stuff for dad

Sarah Stack

Published 15/06/2014 | 02:30

Leap of Faith: Take a jump with your dad?

Yep, that's right. It's Father's Day. And you've forgotten. It's going to look a bit lame running out to the shops to pick up a customary pair of socks at this stage, or gadget that will never see the light of day. How about jumping online and finding your dad a thrill-seeking adventure in the sky, taking in the breathtaking scenic views of Ireland? It's definitely one pressie he won't forget. So how much is 60 minutes' flying in the sky after his safety and technical briefing on the ground?

Best: €189 Gifts Direct

Avoid: €250 Golden Moments

Save: €61

www.giftsdirect.com

IPAD INSURANCE

It's possible that after you see his reaction to a voucher to fly a small aircraft you'll realise he probably is more of a gadget man. And every gadget owner needs a little bit of insurance to protect it just in case their new toy is damaged, lost or stolen. We looked for cover for an iPad 4 that includes accidental damage and theft worldwide.

Best: €4.99 per month Gadgetinsurance.com

Avoid: €9.99 per month Mobilecover.ie

Save: €53

www.gadgetinsurance.com

DRIVING LESSONS

Don't become one of those learner drivers who are ripped off by unofficial test websites – to the tune of an estimated €200,000 per year. A quick Google search for a driving test in Ireland can bring up several results. The Road Safety Authority (RSA) runs two official sites – www.rsa.ie and www.theorytest.ie – with the others adding on extra fees of more than €20. Last year, one in eight theory test candidates, about 7,000 customers, booked through unofficial sites, with hundreds more booking their practical on them. So what is the rate to sit a practical driving test?

Best: €85 RSA

Avoid: €106 drivingtestbookingonline

Save: €21

www.rsa.ie

DRIVING INSURANCE

Knowing you are probably going to pay a lower insurance premium often adds to the excitement of passing your driving test.

Our 52-year-old housewife lives in Co Meath and is pricing up fully comprehensive insurance for her fancy 2013 2.0l Audi A4 worth €30,000. She has a full, clean driver's licence, has no claims, and her new policy is bonus protected and includes a €300 excess.

Best: €476 chill.

Avoid: €733.27 Zurich

Save: €257.27

visit www.chill.ie

HOUSE INSURANCE

Renewing your house insurance can also be tiring work, making contact with several companies and brokers until you find the right deal. But it's often worth the ringing around.

We priced cover for a home in Navan, Co Meath, worth €300,000. The 69-year-old couple who live there have a standard alarm and are getting buildings cover of €250,000, with 20 per cent contents cover. They have no claims, and the policy includes accidental damage and an excess of €300.

Best: €206 Chrome

Worst: €452 Zurich Broker

Save: €246 a year

www.chromeinsurance.ie

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