independent

Friday 18 April 2014

'We switched lender after half a century'

Eamonn and Paula Kelly

EAMONN and Paula Kelly (pictured left) reckon they had been with the same bank for around 50 years. But in the past few months they have taken the plunge and switched their current accounts.

The couple each had accounts with Danske Bank before they met and when they married they set up a joint account. Back then it was called National Irish Bank.

But Danske is shutting down its retail operations, which prompted the couple to make the move to Permanent TSB.

The couple are in their 70s and live in Rooskey in Co Roscommon.

Mr Kelly says they were being charged around €18 every quarter and found it more difficult to bank with Danske, as a while ago it shut all the branches near them – in Athlone, Strokestown and Carrick-on-Shannon.

Because of their age, they now get free banking from Permanent TSB.

Mr Kelly worked with the ESB but is retired. Asked if he was nervous about switching banks after being so long with the same institution, he said: "We were not nervous about it. We knew we just needed to do it. And the switching process could not be easier."

He said that both Danske and Permanent TSB facilitated the switch and did the administrative work for them. And there is a Permanent TSB branch down the road in Longford.

Irish Independent

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