'We cannot afford to run a second car as my studying costs are high'
KILDARE-based Diane McDonald struck out on her own as a self-employed marriage and relationship counsellor six months ago.
She heads up Couple Care Kildare, and adding to the difficulty of being self-employed, she is also studying psychotherapy part-time.
"The priority is to keep the business running and find my feet.
"It is paying for itself at the moment after start-up costs. But I am not taking a wage," she says.
Her husband Brendan is also self-employed, working as voice-over actor. The couple are parents to Joe (6) and Charlie (5). This means that household money management is something they take a keen interest in as they are both paid sporadically, she says. The priority for the couple is to take more control of their finances, and spread out the payments they need to make.
The huge hikes in motor insurance premiums are a concern as they are due to renew their cover soon.
"We have one car at the moment. We cannot afford to run a second one as my studies are costing a lot of money. But we hope to get another car soon," Ms McDonald said.
The couple do not pay for child-minding, using the flexibility of their work arrangements to care for their children in the afternoons.