Wednesday 20 September 2017

Simple ways to be vigilant with your plastic

ATM Fraud

  • Be aware of your physical surroundings.
  • Check that other people in the queue are at a reasonable distance.
  • Pay attention to anything unusual, such as an extra mirror on the face of the ATM, or extra signage.
  • If the ATM appears to have anything stuck onto the card slot, or keypad, do not use it. Cancel the transaction and walk away. Notify the gardai immediately.
  • When entering your PIN, stand close to the ATM and shield your hand to prevent hidden cameras or a person from capturing your information.
  • Use ATMs that are in clear view and well lit.
  • Be wary of anyone offering to help you at an ATM, if your card is stuck or you're having difficulties.
  • Be careful of machines in dark areas or places that don't appear to be well monitored.
  • Consider using in-store ATMs, which are less likely to be tampered with due to their locations and the store's opening hours.
  • If suspicious, walk away.

Card fraud

  • Always cover the keypad with your hand when entering your PIN.
  • Keep your PIN safe.
  • Never disclose the PIN to anyone.
  • Do not write it down.
  • Insist on being present while the card is processed and do not allow the card out of your sight.
  • Do not give your PIN in any internet or phone transactions.
  • Consider whether you need to carry all cards with you, for example, if going on holidays.
  • Keep unused cards safely locked away.
  • Regularly check your account balance and bank statements, and report anything unusual to your bank.

Irish Independent

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