Simple ways to be vigilant with your plastic
Published 09/09/2010 | 05:00
- Be aware of your physical surroundings.
- Check that other people in the queue are at a reasonable distance.
- Pay attention to anything unusual, such as an extra mirror on the face of the ATM, or extra signage.
- If the ATM appears to have anything stuck onto the card slot, or keypad, do not use it. Cancel the transaction and walk away. Notify the gardai immediately.
- When entering your PIN, stand close to the ATM and shield your hand to prevent hidden cameras or a person from capturing your information.
- Use ATMs that are in clear view and well lit.
- Be wary of anyone offering to help you at an ATM, if your card is stuck or you're having difficulties.
- Be careful of machines in dark areas or places that don't appear to be well monitored.
- Consider using in-store ATMs, which are less likely to be tampered with due to their locations and the store's opening hours.
- If suspicious, walk away.
- Always cover the keypad with your hand when entering your PIN.
- Keep your PIN safe.
- Never disclose the PIN to anyone.
- Do not write it down.
- Insist on being present while the card is processed and do not allow the card out of your sight.
- Do not give your PIN in any internet or phone transactions.
- Consider whether you need to carry all cards with you, for example, if going on holidays.
- Keep unused cards safely locked away.
- Regularly check your account balance and bank statements, and report anything unusual to your bank.