SWITCHED-ON female drivers are countering moves to hike their insurance costs.
New rules in force next week ban insurers charging for insurance based on gender.
The change will mean hikes of 24pc in the cost of motor cover for a 25-year-old woman, according to AA Ireland.
But eight out of 10 women are aware of the price changes and are set to switch insurers to avoid premium rises, AA Ireland found.
New research from the AA shows there are rewards from shopping around as some insurers are pushing through rises of 36pc for women, but others are hiking premiums by 13pc.
There are around 200,000 women with a full driving licence who are under 30.
Conor Faughnan of the AA said women of all ages will see premiums go up, but the sharpest rises will be experienced by young female drivers.
"This is new territory for insurance providers... don't be afraid to push them," Mr Faughnan said. "There are also deals that you can do with your insurer such as getting a discount when you buy multiple products. Professional group schemes are also an option."
Men are seeing the cost of motor cover going down, but only by between 2pc and 6pc.
This is largely because men have more expensive accidents.
AA Ireland looked at quotes from eight different insurers. It found that a 25-year-old woman with a 2005 Skoda Fabia, and a full licence, was being quoted €722 yesterday.
A man of the same age, with the same car and the same driving record was quoted €926. This is a difference of €204.
Insurance rates are due to remain volatile as insurers strive to find the right balance.
But despite the hike in the cost of female cover, and the small fall in male rates, overall insurance costs have only gone up by 2pc, AA Ireland said.