Tuesday 21 February 2017

Personal loan

Published 22/05/2011 | 14:31

Interest rates are only going one way. Up. If you take out a personal loan, make sure to fix it. Rates are fairly rotten but are better than they will be.

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Ulster Bank's ufirst loans are the cheapest on the market, but you have to be a special ufirst customer to qualify. Borrowing €14,000 over four years for normal people, with quotes from www.bonkers.ie, total interest payment compared.

Best: NIB fixed loan €3,125.77 in interest over term

Avoid: Bank of Ireland variable loan €3,731.05

Saving: €605.28 over term of loan

contact www.nationalirishbank.ie or local branch

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