Wednesday 20 September 2017

Need a loan for Euro 2012?

Given that Keith Andrews and Glenn Whelan are at the heart of the Irish midfield, it's probably a little hasty to sell a kidney to fund a trip to the Euros. Credit card borrowing is miles too expensive and the banks aren't exactly covering themselves in glory. Check out the credit union. We've priced the loan at Gorey Credit Union with its new standard rate loan. Borrowing €5,000 over three years. Obviously with credit unions there are a wodge of terms and conditions.

Best: Credit Union €5,744.92

Avoid: Bank of Ireland Fixed rate €6,149.34

Saving: €404.42 over three years

contact www.creditunion.ie for local branches

Home phones

You only need to look at the size of the phone book to see that having a home landline is going the way of Betamax. Why pay for a landline when you can have a mobile? The monthly bills are still pretty heavy, especially for someone using 200 minutes of local calls and another 200 minutes to mobile numbers, totted up by ComReg. We've never heard of Pure Telecom either but the website notes that it's been around since 2002. Perhaps it should shout a bit louder about its prices.

Best: Pure Anytime €56.49 per month

Avoid: Vodafone at Home off peak €70.66

Saving: €170.04 per year

contact www.puretelecom.ie or 1850 930 580

Airport parking

It might be your last chance to see Greece before it's swallowed up by the sea. Parking for two weeks at the start of July. It's cheaper to park at one of the hotels that are a couple of miles from the airport but transfers are too much hassle, so we're just comparing the long-term airport car parks. There's a price war going on between the main operators. The best deals are online, so book well in advance.

Best: Dublin Airport Red long-term car park €50

Avoid: Expresspark €54

Saving: €4

contact www.daa.ie

Learner car insurance

Cover for an 18-year-old male from Ballina, Co Mayo, with a provisional licence. Named driver in a €12,000 valued 2009 Peugeot 207 driven by a 45-year-old female driver with no points or claims. Excess of €300.

Best: AXA €1,255.00

Avoid: Aviva Broker €2,185.00

Saving: €930.00 a year

contact www.axa.ie or 1890 247 365

Home insurance

Cover for a €400,000 semi-d in Castleknock, Dublin 15, with €175,000 rebuilding cost and 20 per cent contents cover. No claims for ages and a big excess of €300. Usual locks and stuff too. No accidental damage cover either, as it's a bit of a swiz.

Best: Chrome Insurance €219.00

Avoid: Axa €444.00

Saving: €225.00 a year

contact www.chromeinsurance.ie or call 1890 247 663

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