3e news anchor Caroline Twohig found herself in the same frustrating situation that many people can empathise with.
"Stupidly, I let myself get ripped off at a garage, and ended up paying more than the car was worth to get it fixed. I later found out that they didn't even fix the problem but never went back to complain, I'm still kicking myself over that one.
"It was my first car and they saw me coming a mile away, I've learned my lesson since then. I now get a second opinion on an oil change," she said.
"My saving plan consists of me telling myself I'll start saving some day. I do have a savings account but I normally just put money into in until the end of the month and then take it back out again.
"When I applied for a loan they asked me why I had a savings account and I said optimism. They didn't give me the loan.
"Buying lunches at work when I could bring my own in is my biggest waste of money. It's just laziness because I could buy healthy food once a week and make lovely lunches, it works out so much cheaper. It's my New Year's resolution.
"I have a VW Golf ... gun metal grey, and yes the colour matters. It's not that new or flashy but I don't think it matters as long as you enjoy driving it. And like the colour of course.
"If I won the lotto the first thing I would buy would be another lotto ticket. It would be something big for the whole family, maybe a holiday, or else I'd do something very boring like pay off everyone's mortgages.
"At the moment money is more important than time off, because I don't earn nearly as much as people think or I'd like. But if I got more money I'd probably want more time off to spend it. And they say women are never happy..."
Caroline Twohig is the new 3e news anchor. See www.tv3.ie/3e