How the lenders' charges add up
Keep a balance of at least €2,500 in your current account at all times. If you do not, you will be charged €4.50 a quarter, plus up to 39c for each transaction.
Keep a balance of €3,000 in the account, or lodge at least €3,000 every month, to avoid charges. Otherwise, there is a monthly maintenance charge of €4. From September 19, the only way to avoid the monthly fee will be to keep a balance of €3,000 in the account at all times.
Bank of Ireland
A quarterly charge of €5 is imposed for all, except pensioners and students. On top of this, if you do not keep €3,000 in credit in the account, you will be charged up to 40c a transaction.
Pay €1,500 into the account to avoid fees. Otherwise, there is a fee of €12 a quarter.
Fee of €6 a quarter. No transaction fees if €2,000 is kept in the account. Otherwise, it costs 30c for processing a cheque and 30c for an ATM withdrawal.