Saturday 10 December 2016

Credit card balance transfers

Published 20/12/2010 | 13:45

Christmas can be an expensive time, especially for families. Even with the best of intentions it can be easy to overspend between Christmas presents, Christmas lunches and a large grocery shop.

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If you have a large balance on your credit card, like the State you could be paying a prohibitive amount on the interest alone in 2011 for the mistakes of the past. The answer is to transfer your credit card balance to EBS's Credit Card and pay it off. While EBS's rate is slightly higher than AIB or Bank of Ireland, you're guaranteed a rate of 0 per cent on all balance transfer for the first 10 months. On a balance of €1,000 this could save you €81.50 on Bank of Ireland's rates.

Best: EBS Credit Card €0 over10 months

Avoid: Bank of Ireland €81.50 over 10 months

Saving: €81.50

contact Compare at http://www.itsyourmoney.ie

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