LOANS to Irish households fell 3.7pc in the year ending September 2012, according to new figures from the Central Bank.
The figures were relatively unchanged on the previous month and fell €88m in September.
Lending for new houses was 2pc lower on an annual basis in September while loans for other purposes declined by 8.4pc.
However, on a monthly basis lending for house purchases was up by €11m.
The monthly net flow of loans to households averaged minus €353m in the three months to end September.
Irish resident private sector deposits increased at an annual rate of 1.8pc, following growth of 0.7pc in the year ending August.
Lending to Irish resident non-financial firms fell by 4.2pc in September, following an annual decrease of 3.2pc.