'Insurers paying out without ever telling the driver'
Kian Griffin is not convinced that insurers are challenging enough dodgy motor claims.
The Kerry man, who campaigns for a drop in motor insurance premiums, says he continues to come across lots of cases where motorists have a small prang and the next they know they get a letter from their insurer telling them thousands of euro have been paid out on their policy.
"I keep getting messages from people who are being told by their insurance company that the likes of €30,000 has been paid out on their insurance when they did not even know there was a claim.
"There may have been a minor accident but the driver did not even get to give their side of it before the insurance company paid out," he said.
Mr Griffin (25) runs the website and Facebook page Ireland-underground.com which has become a sounding board for complaints about sky-high premiums, particularly for younger drivers.
He addressed the Oireachtas Finance Committee last October on the cost of cover.
The young driver believes he has a monthly reach of 50,000 from his website, Facebook, Snapchat and Instagram accounts dealing with motoring issues.
Like most drivers, Mr Griffin is the victim of inflated premiums.
He turns 26 in July, an event he thought would mean his premium would come down.
It was €980 last year, but despite the fact that he is a year older it has actually gone up this year.
"My premium has gone up to €1,160," he said.
He thinks he has a loading on his policy because his car is more than 15 years old.
Drivers in their 20s who have older cars are hit too hard by insurers, he said.
Mr Griffin, who lives in Killorglin, Co Kerry, but works as a travel agent in Tralee, has to spend a lot on motoring just to get to work.
"It costs me near €100 a month for insurance alone, and that is before tax, and diesel. It all adds up," he said.