'If I wake up with cash in my bag after a night out, I get a bit worried...'
Cassie Stokes is the newest presenter on TV3's entertainment show, Xpose. Stokes was previously Twitter correspondent on Tonight with Vincent Browne - as well as cyber reporter on 3e's FYI news programme.
Before getting her break in TV3, Stokes spent 10 years of her childhood in the Canadian city of Toronto but returned to Ireland in 1997. She has also worked for the Entertainment Tonight show in Toronto.
Q. What is the most important lesson about money which your career in entertainment has taught you?
A. A lot, but the main lessons are to set clear financial goals and never shop at the beginning of the month - always at the end!
Q. You spent much of your childhood in Canada. What do you think is the biggest difference between how the Canadians and the Irish approach their money?
A. I found that a lot of people in my age group had a lot more debt because of university fees, so they had less disposable income.
Q. Are you better off than your parents?
A. Yes, but don't tell them. Taking in to consideration they had me and a house when they were my age, I would say yes. I don't have as many commitments as they did.
Q. Apart from property, what's the most expensive thing you have ever bought?
A. A flight home for Christmas - I left it last minute. Also another lesson I learnt - book your flights early!
Q. What was your worst job?
A. I've had a fair few random jobs but never one that was the worst as I've always been able to find the value of them - and, at the end of the day, they've led me to where I am now, so how could I call any job the worst?!
Q. What was your biggest financial mistake?
A. Not buying shares in Apple, Google or Facebook.
Q. What was your best financial killing?
A. My car - it's been with me for eight years and it hasn't let me down... yet!
Q. Do you use any money-saving apps?
A. Yes, I divide my time between Instagram and Snapchat, in turn avoiding online shopping and therefore saving me money. So I would classify them as money-saving apps.
Q. Android or iPhone?
A. iPhone. I've been using iPhones for eight years and would find it very hard to switch over.
Q. Do you know how much is in your current account?
Q. Have you ever made an insurance claim?
A. Once, about 10 years ago when someone crashed into my car.
Q. Would you buy Irish property now?
A. Yes, definitely - I think it's a great time to invest in property and I would like to get on the property ladder soon enough.
Q. Have you ever switched utility provider?
A. Yes, every time I've moved country.
Q. iTunes or Spotify?
A. Spotify, pretty much everyone I know is on Spotify and I find it so easy to use and share playlists. Definitely one of my favourite apps.
Q. What was the last thing you bought online?
A. Nike runners, and I can't wait for them to be delivered!
Q. Do you have a mortgage? Is it fixed, variable or tracker?
A. No mortgage yet, but I'm sure I will one day!
Q. Cash or card?
A. Card, definitely. Ten years ago, you would wake up with money in your bag after a night out and you'd be thrilled. Nowadays, if I wake up with cash in my bag after a night out I get a bit worried!
Q. Do you ever haggle?
A. Yes, in certain situations - if you don't ask, you don't get. The worst response you can get is a no but at least you tried. Probably the best advice my dad ever gave me!
Sunday Indo Business