Sunday 22 October 2017

Corporate plans

The following are the best buys in terms of corporate plans:

Q VHI PMI 3613 –

Covers a semi-private room in private hospitals subject to an excess of €75 per private hospital admission. This plan costs €1,036 per adult.

Q LAYA CONNECTCARE –

Covers a semi-private room in private hospitals – this is subject to an excess of €50 per admission.

For day-case admissions to the Blackrock Clinic and Mater Private, the excess increases to €175 per admission.

This plan costs €1,038 per adult. Please note that Laya charge an administration fee of 3pc where payments are made by direct debit.

Q AVIVA HEALTH PLAN 16 –

Covers a semi-private room in private hospitals subject to a €75 excess per admission.

This plan costs €1,050 per adult.

Q GLOHEALTH BETTER PLAN EXCESS CASH –

Covers a private room in private hospitals subject to a €100 excess per admission. Cover for the listed major cardiac procedures is 90pc on this plan compared with 100pc on the plans above.

This plan includes day-to-day cover but each claim will be subject to a €50 excess.

This plan costs €1,049 per adult.

For those members who want to put their adult dependents on basic level 2 cover (covers public and private hospitals) with no added benefits, the following plans are worth considering.

But note that these plans include excesses and reduced cover against a number of benefits.

Consumers need to ensure that the cover selected meets their exact requirements before changing.

Q VHI ONE PLAN CHOICE –

Covers a semi-private room in a private hospitals subject to an excess of €125 per private hospital admission.

This plan costs €989 per adult dependent.

•Laya Essential Connect Saver – Covers a semi-private room in private hospitals subject to a €250 excess per private hospital admission.

This plan costs €862 per adult dependent.

•Aviva Family Value Plan – Covers a semi-private room in private hospitals subject to a €125 excess per day-case procedure or €250 per overnight admission to a private hospital.

This plan costs €863 per adult dependent.

•GloHealth Better Plan – Covers a private room in private hospitals subject to a €50 excess per admission.

This plan costs €887 per adult dependent.

Irish Independent

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