MORE than half of consumers plan to buy a gift voucher or card this Christmas according to the National Consumer Agency (NCA). Caveat emptor, however. The consumer watchdog is warning people to always check the expiry dates.
"In many cases, gift vouchers or cards have an expiry date and you may not be able to use them after that date," said the NCA.
"Consider buying vouchers that can be used at more than one shop. This will help minimise the risk of ending up with a gift voucher that you can't use, for instance, if a shop goes out of business."
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Standard Life has won the Investment Excellence Award at the recent PIBA Financial Broker Awards. The award goes to those who deliver consistent investment performance and have a proven track record.
Standard Life's Global Absolute Return Strategies (GARS) fund is now one of the biggest funds in the country, with over €2bn under management, according to the life assurer. GARS made an annual return of 8.7 per cent over the last five years.