THE special liquidators appointed to IBRC have written to mortgage holders and other borrowers warning them that all debts remain due.
Kieran Wallace and Eamonn Richardson, of accountants KPMG, were appointed joint special liquidators to the former Anglo Irish Bank and Irish Nationwide last week after the Government held an emergency session in the Dail to have the bank wound up.
A spokesman for the pair has said that it was important that IBRC customers who had outstanding loans continued to make payments.
"The contractual terms and conditions of customer mortgages and other borrowings do not change as a result of the appointment of the special liquidators and all debts owing to Irish Bank Resolution Corporation Limited will remain due and enforceable," he said.
Mortgage account holders whose direct-debit payments were not processed last week will be set up with new accounts to allow the liquidators to receive payments on borrowings and mortgages.
"Borrowers are being informed that outstanding payments will be processed through these new accounts in due course at no additional cost, penalty or expense," the spokesman said.
"Also, customer credit ratings will not be impacted as a result of this temporary disruption to normal processing of payments."
Meanwhile, figures provided by Finance Minister Michael Noonan show that the total deposits held by IBRC was €323m at the end of last month.
The liquidators submitted preliminary information under the Direct Guarantee Scheme (DGS) to the Central Bank on Monday, estimating eligible deposits of €123m.
"If the threshold for DGS qualification is mechanically applied, ie €100,000 per person, the payment in respect of DGS-covered deposits would be just over €30m," Mr Noonan said in response to a parliamentary question.
However, he said it would take some weeks before the final payout figure would be known.
"The aim of the Central Bank is to pay compensation within 20 working days to depositors who have been duly verified as eligible," he said.
"The Central Bank of Ireland maintains a Deposit Protection Account which will be used to fund any Deposit Guarantee Scheme pay-out.
"The current balance on this account is €388m and this is funded by credit institutions who contribute 0.2pc of their total deposit," he added.