FBD refuses calls for 'safe' farmers to get discount
Published 23/08/2011 | 05:00
The country's largest farm insurer will not offer discounts to farmers who complete safety training despite research showing that such courses can reduce the incidence of farm accidents.
As the number of farm fatalities continues to climb again this year, Teagasc research shows that farmers who attend 3.5-hour training courses are up to 70pc more likely to identify hazards around their farm.
But FBD, which dominates the farm insurance business with a market share of up to 80pc, has refused to offer discounts to farmers with completed risk-assessment forms or who have attended safety courses.
"We have no intention of offering farmers discounts for training or risk assessments that they are required to have legally anyway," said FBD's marketing director, Adrian Taheny.
"It would be like giving people discounts for having their car taxed.
"We put approximately €100,000 a year into farm safety programmes and we believe this is money well spent.
"If we tried to use that to give [safety] discounts to farmers, it wouldn't go very far. Who else is going to pay for these discounts?"
In contrast, Aviva insurance offers its farming customers up to 15pc off their insurance bills if the client can prove that they have implemented safe working practices on their farm.