Help-to-buy won't really help anyone
The builder: Daniela Creedon
Daniela Creedon, who runs a building company with her husband, said Budget 2017 was disappointing for the self-employed and for the construction industry.
Ms Creedon hoped to see change in the rates of PRSI paid by employers, which she says is too high.
"It's extremely high and it's really contributing to the cost of employers," she told the Irish Independent. "We have taken our staff off the dole and they in turn are paying PRSI and USC.
"If you count up what the Government could be losing in PRSI if they had to stay on social welfare, you realise how much the State is saving."
She also feels that building regulation can be too stringent, and can make it difficult for construction firms.
"Building has now become extraordinarily expensive and complex because of there's a lot of regulation," she said. "As a result, what should cost €50,000 is now between €70,000 or €80,000."
"The idea in theory is really good. But for proper career builders, good practice was always the case."
Ms Creedon (40), from Naas, Co Kildare, also believes that the help-to-buy scheme, which is hoped will stimulate new-builds, won't assist anybody. "I don't think it will even help the first-time buyers," she said.